Pay suppliers faster, manage invoices, and extend cash for longer. Get access to funding without giving up equity, so that you can focus on growing your company.
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We are on a mission to help good businesses grow. This is why we reward sustainable businesses with lower fees, freeing up even more of your cash. Get started and access funding in 5 minutes.
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We help you preserve your cash, so that you can focus on growing your business and improve cash flow.
Our AI-driven funding automatically updates as you grow, so you can always get the right amount of funds.
Build your cash instantly without the need for dilution, and own more of your business for longer.
Your funding – and your fee – is based on how financially healthy and ESG aware your company is. The more ESG accreditations you have, the lower your fee.
Get fundingThis is an illustrative example to help you estimate your funding; actual amounts may vary
We back companies committed to a better world with strong environmental, social, and governance ethics.
Once you've completed a brief questionnaire about your business and connected your financial accounts, you'll have immediate access to a portion of your funds. The full amount will be available within 72 hours after our team manually checks your company details.
We offer financing for your supplier invoices. Simply upload your supplier's invoice to our system, and we'll handle the full payment to them. For a list of goods we don't cover, please refer to our Terms of Service: https://www.kikin.io/terms-of-service.
We love supporting UK-based businesses that need to pay their suppliers, whether they're local or abroad. Just share your financial history with us so we can figure out your credit line. Additionally, if you’re committed to sustainability, we appreciate that and offer special discounts on our fees.
Certainly! In addition to our local UK suppliers, we also facilitate international payments to a range of countries. This includes member states within the European Union, as well as Albania, Bosnia and Herzegovina, China, India, Kosovo, Moldova, Monaco, Montenegro, North Macedonia, Serbia, Switzerland, Turkey, and Ukraine. If you're paying invoices in different currencies, a small exchange fee will apply.
Typically, you can extend your loan anywhere from 1 to 6 months. Our repayment periods are based to your company's financial well-being. We'll assess this when you sign up and then give it a check-up every 30 days to keep things up-to-date.
There's no charge to establish your credit limit with us. For every invoice we pay on your behalf, a flat fee is applied. This fee is determined by your credit rating and your chosen repayment term, which can range from 1 to 6 months. To better understand the fee structure, you can use Our Calculator.
When you add your first invoice, you'll link your account to the Direct Debit system. This system will automatically deduct payments each month until the full amount is repaid. For these transactions, we partner with GoCardless.
We utilize your financial data exclusively to accurately assess your credit line. We only collaborate with FCA-regulated Open Banking providers to ensure the security of your information. For further details, please see our Privacy Policy and Terms of Service.
No need. We'll mention the invoice when we send the payment, so they'll know where it's coming from.
We don’t take personal guarantees, never ask for equity and you don’t need to give up any security to secure funding.
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