15 December 2025

The Cash Flow Crisis: UK SMEs Forced to Delay Growth

Nearly half (49%) of British businesses report significant cash flow issues, with one in ten (10%) saying it is a major crisis, according to recent research from Shawbrook.

This isn't just an operational headache - it's a threat to growth:

The primary drivers are rising costs (46%) and late payments (37%).This pressure has forced 30% of businesses to delay their vital growth plans.Worryingly, 21% are currently in arrears with their suppliers, and one in ten (10%) have considered closing their business entirely.

For high-growth, ethically minded consumer brands, your hard-earned revenue shouldn't be trapped between soaring supplier costs and delayed customer payments.

At Kikin, we provide a critical lifeline for brands, allowing them to scale rapidly without sacrificing ownership.

Our Solution to the Cash Flow Crisis:

Fund Your Stock: We pay your large supplier invoices directly and instantly. This frees your operating capital for investment in marketing and resources, keeping your growth plans on track.

Impact Discount: As B-Corps and businesses committed to positive impact, you automatically qualify for discounted fees to recognise your sustainability efforts.

Flexible & Competitive: Unsecured financing with rates from 1% per month, with repayment terms built around your sales cycle.

Don't let market volatility or slow payments stop your momentum. Resolve your cash flow issues and finance your next stock order today.

👉 Sign up on www.kikin.io and get an indicative level of credit in less than five minutes.

Data cited from Shawbrook research, as reported by Credit Connect. Read the full article here: https://lnkd.in/ebi6Mn66